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Divorce Attorneys in Houston Answer Texas Family Law Questions

 Bankruptcy Katy Texas  1.  What is Chapter 7 and how does it work? Bankruptcy Katy Texas Chapter 7 is that part of the federal bankruptcy law that permits a person to be released from personal liability for his or her unsecured debts except those listed below in paragraph 3.  The debtor is allowed to keep all exempt property.  The debtor must attend a brief meeting about one month after the filing of the
Chapter 13 Bankruptcy Katy Texas How does filing under chapter 13 affect lawsuits and attachments against the debtor?   Chapter 13 Bankruptcy Katy Texas. The filing of a chapter 13 case automatically stays (stops) all lawsuits, attachments, garnishments, and other action by creditors against the debtor and his property for as long as the chapter 13 case lasts. A few days after the case is filed, a notice is mailed by the cou
 Bankruptcy Attorney Sugarland Texas Choose the kind of bankruptcy that best meets your needs in Sugarland Texas: WHEN YOU FILE BANKRUPTCY: Bankruptcy Attorney Sugarland Texas, Chapter 7- A trustee is appointed to take over your property. Any property of value will be sold or turned into money to pay your creditors. You may be able to keep some personal items and possible real estate depending on the law of the state where you l
Stafford Texas Bankruptcy Attorney ¿HAT IS A BANKRUPTCY DISCHARGE AND HOW DOES IT OPERATE? Stafford, Texas Bankruptcy Attorney, Eric Southward, explains one of the reasons people file bankruptcy is to get a “discharge.” A discharge is a Court order which states that you do not have to pay most of your debts. Some debts cannot be discharged. For example, you cannot discharge debts for- • most taxes; • child support;
Sugarland Texas Bankruptcy Information Sugarland Texas Bankruptcy Information. What do creditors with mortgages against the debtor’s property do in a Chapter 7 case? Creditors with valid mortgages against the debtor’s property are usually permitted to repossess or foreclose on the property, if the value of the property does not exceed the amount secured by the property and the mortgage is in default. If the mortgage is current o
Chapter 13 Bankruptcy Attorney Katy Texas What is Chapter 13 and how does it work? Chapter 13 Bankruptcy Attorney Katy Texas attorney Eric Southward explains that, Chapter 13 is that part of the federal bankruptcy laws that permits a person to repay all or a portion of his or her debts under the supervision and protection of the bankruptcy court. Under chapter 13, the person filing the case, who is called the debtor, submits a plan
Keeping your House and Car in Bankruptcy You can keep your personal effects in bankruptcy provided they are exempt property and not subject to execution by your creditors or you pay the value of your non-exempt property back to your creditors.  This is called a reaffirmation agreement in a Chapter 7 bankruptcy. WHAT IS A REAFFIRMATION AGREEMENT?   Keeping your House and Car in Bankruptcy explains Mr. Southward
Chapter 13 Bankruptcy Houston Trustee Trustee David G. Peake Chapter 13 Bankruptcy Houston Trustee, David G. Peake is one of the Chapter 13 Bankruptcy Trustee in Southern District of Texas. Once the case is assigned to David G. Peake debtors are scheduled a Meeting of Creditors about 30-45 days out.  David G. Peake requires last 2 years of tax returns submitted to his office within 10 day of Meeti
You CAN SAVE A HOME from foreclosure. Many times a month, we save a home from foreclosure by filing chapter 13 bankruptcy here in Houston, Texas. Why is chapter 13 bankruptcy such a good tool to save a home? In Texas, homes are put up for sale in a a foreclosure auction the first Tuesday every month. Many homes are held in a deed of trust. Court proceedings are not needed to put  a home up for foreclosure. Here in Texas a homes generall
Chapter 7 Discharge Houston Texas   Chapter 7 Discharge Houston Texas is written by Eric Southward, a bankruptcy attorney practicing in Houston, Texas. A bankruptcy filing under Chapter 7 of title 11 U.S.C.  allows individuals, families, and business owners to eliminate most unsecured debts. The main reason for filing any bankruptcy case is to obtain a “discharge” or release of debts. This means that the legal obligation
Federal Bankruptcy Exemptions Houston Texas My name is Eric Southward and I am a bankruptcy attorney who practices in Houston, Texas.  I office at 2909 Hillcroft Suite 350.  You may reach me at (713) 974-1151. In Texas you may choose between Federal of State Exemptions.  this article outlines the Federal Bankruptcy Exemptions which  are only available to residents of the following states: Arkansas, Connecticut, District of Columbia (Was
Discharge Debt Bankruptcy Houston Texas Type of Debt The following table outlines discharge debt bankruptcy Houston, Texas
Chapter 13 Bankruptcy Sugarland Texas Your Chapter 13 Bankruptcy Sugarland Texas must be filed in the Houston Division of the Southern District of Texas Federal Bankruptcy Court.  The case begins by filing a petition and accompanying schedules. You will be asked to submit to the court the following: a current listing of your assets and liabilities, a list of your current income and expenditures, a schedule of certain loan contracts
Things You Should Know About Chapter 7 Bankruptcy Houston Texas 1.  You must provide a list of all your creditors and if you miss a creditor it may not be discharge.  Well this is only if you have an asset case and a claims docket is open.  Thus the creditor never has a opportunity to collect in the bankruptcy. If you have a no asset case, the creditor gets zero and thus is still discharged. 2.  In Houston Texas you can claim ei
Foreclosing Liens Houston Texas There are several types of liens that can used to foreclosure Houston Texas.  For a lien to be valid against the homestead, it must be one of the following types of liens: 1.  Purchase Money Liens 2.  Ad Valorem Taxes 3.  Mechanic’s and Material man's Liens 4.  Owelty of Partition Lien 5.  Refinancing 6.  Home Equity Loan 7.  Reverse Mortgage 8.  Manufactured Home Refin
Homeowners Lawsuit Texas Behind on your owners dues?  Homeowners lawsuits Texas can result in a foreclosure of your homestead.  The fees charged by the homeowners associations attorneys are usually very high.  I encourage you to attend meeting and make sure you get disclosure as to the law firm your homeowners hires.  In a bankruptcy chapter 13 if there is little to no equity in your home, you can strip the homeowners and treat them
Consumer Bankruptcy Explained Houston Texas A consumer bankruptcy in Houston Texas would be under chapter 7 or chapter 13 of title 11 of the United States Code.  A chapter 13 is a wage earner repayment plan.  While a chapter 7 is a liquidation bankruptcy.  The main reason one files a chapter 7 is to discharge debt.  While a chapter 13 is to save a home or a car.  Sometimes a chapter 13 bankruptcy is filed stop a tax levy.  The cha
Emergency Bankruptcy Stop Lawsuit The filing of a bankruptcy typically stay any pending legal action against the person, family or business that has filed.  Certain exception to the automatic injunctions under section 362 of title 11 are listed. The most common in a consumer case would be a suit to establish paternity or child support. Section 362(a)(3) stays "any act to obtain possession of . . . or to exercise control over prope
Emergency Bankruptcy Petition Houston Repossession Emergency bankruptcy petition Houston  repossession  Texas law says you have 10 days to exercise your redemption rights after your vehicle is repossessed many times this is the window a Houston bankruptcy attorney will file a bankruptcy petition however the property until sold it still property of this state under the Bankruptcy Code.  That's if you file bankruptcy outside the 10 d
Emergency Bankruptcy Foreclosure Fort Bend County  Emergency bankruptcy foreclosure Fort Bend County Texas may stay or stop a foreclosure by filing an emergency bankruptcy petition if you qualify for Chapter 13 or Chapter 7 bankruptcy.  Typically one  files Chapter 7 bankruptcy not to keep their house but to give them time to move out of the house.  You have no cure in a chapter 7 bankruptc