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Justice of the Peace Harris County Precinct 3 Place 1

Justice of the Peace Harris County Precinct 3 Place 1

Have you won a judgment in Justice of the Peace Harris County Precinct 3 Place 1 or been sued as a debtor?

You’ve reached a critical juncture. Let’s explore your options for collecting on a judgment or protecting yourself from aggressive collections.


Creditors Are Winning Lawsuits—Are You Protected?

Each year, thousands of creditors file debt lawsuits against individuals in Justice of the Peace Harris County Precinct 3 Place 1, with judgments often leading to aggressive collections.

Some of the Frequent Plaintiffs Include:

  • MIDLAND FUNDING LLC
  • PORTFOLIO RECOVERY ASSOCIATES LLC
  • TARGET NATIONAL BANK
  • CITIBANK N A
  • AMERICAN EXPRESS BANK FSB
  • FIA CARD SERVICES N A

Judgment Enforcement: Creditors, How Do You Collect?

Winning a judgment is only the first step. Securing payment involves knowing your legal tools.

The Collection Toolbox for Creditors:

  1. Abstract of Judgment
    File with the Harris County Clerk to create a lien on a debtor’s non-exempt real property.

  2. Writ of Garnishment
    Seize funds from the debtor’s bank accounts.

  3. Writ of Execution
    Authorizes the constable or sheriff to seize non-exempt assets.

  4. Turnover Order
    Requires a debtor to relinquish certain non-exempt property, including tax refunds.


Debtors: Protect Your Assets and Get Relief

If you’re on the receiving end of a judgment, Texas laws provide certain protections.
However, inaction could result in losing non-exempt property like bank funds or additional court actions against you.

Options for Debtors:

  1. Negotiate a Settlement
    Work out a payment plan or lump sum settlement.

  2. Challenge Collections Procedures
    If not served properly, you may have grounds to dispute enforcement.

  3. File for Bankruptcy Protection
    Eliminate or reorganize your debts while halting collections immediately.


Justice of the Peace Harris County Precinct 3 Place 1 Overview

Presided over by Honorable Judge Joe Stephens, this court is located at 14350 Wallisville Road, Suite 102, Houston, TX 77049.
The court’s jurisdiction includes civil disputes up to $10,000, evictions, and enforcement of deed restrictions.

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Michael Busby is a Houston divorce lawyer who has been in practice for over 20 years and appears daily in the Family Law Courts of Harris County and Fort Bend County Texas

Busby & Associates , have two Houston Offices, one in Chinatown, Houston Texas and another in Independent Heights, Houston, Texas. Michael Busby is Board Certified in Family law by the Texas Board of Legal Specialization.