Justice of the Peace Brazos County Precinct 1
Secured a judgment but unsure how to collect? Facing aggressive collection tactics as a debtor? Let’s explore both sides of the equation and how bankruptcy can provide relief.
Understanding Justice Court in Brazos County Precinct 1
The Justice of the Peace Brazos County Precinct 1, led by the Honorable Judge Kenny Elliott, is located at 12845 FM 2154, Suite 180, College Station, Texas 77845. This court has jurisdiction over civil cases with controversies up to $10,000, evictions, and enforcement of certain deed restrictions.
Justice courts handle countless small claims cases across Texas. Many creditors secure judgments here, but obtaining a judgment is only the first step—the real challenge lies in enforcing it.
You’ve Got a Judgment—Now What?
Once creditors secure a judgment, they can initiate collection efforts. Common methods include:
- Writ of Garnishment: Targeting non-exempt funds in a debtor’s bank account.
- Writ of Execution: Allowing the seizure and auction of non-exempt property.
- Abstract of Judgment: Placing a lien on real property owned by the debtor.
However, Texas exemptions protect certain assets from creditors, such as:
- Homestead property
- Wages
- Retirement accounts
- Personal property up to statutory limits
What Can Debtors Do?
- Negotiate: If manageable, settle debts directly to avoid garnishments or property seizures.
- Fight Collections: Challenge the judgment or the validity of the creditor’s actions.
- File Bankruptcy: Protect all eligible assets and eliminate or reorganize debt obligations.
Bankruptcy as a Solution
As a debtor’s attorney with 25 years of experience and over 4,000 Chapter 7 and Chapter 13 cases filed in the Southern District of Texas, I’ve seen firsthand how bankruptcy can stop collection actions and provide a fresh start.
- Chapter 7 Bankruptcy: Eliminate most unsecured debts, such as credit cards and medical bills.
- Chapter 13 Bankruptcy: Create a structured repayment plan for debts over 3–5 years.
Bankruptcy halts garnishments and property seizures while consolidating debt resolution under one court proceeding. If you’re drowning in debt, it’s a practical and cost-effective option.
