How to Collect on Your Judgment: Choosing the Right Attorney for Debt Recovery
After receiving a judgment in your favor, the real challenge often begins—how do you actually collect the money owed to you? If you’ve been awarded a judgment in a Texas court but are struggling to recover the funds, you may need legal assistance to enforce that judgment. While bankruptcy may be one option for those struggling with overwhelming debt, the process of collecting through writs of garnishment is often a more effective route for judgment creditors.
As someone who has filed over 4,000 Chapter 7 and 13 cases in the Southern District of Texas, I am familiar with the complexities of collections and bankruptcy law. Here’s how you can choose the right attorney to help you recover what you’re owed and ensure your judgment is enforced through legal means.
Step #1 – Look for an Experienced Collections Attorney in Your Area
When it comes to collecting a judgment, experience matters. The first step in finding a lawyer who can help you collect your judgment is to look for a local attorney with extensive experience in debt collection, particularly through garnishments. You want someone who understands the ins and outs of Texas’ legal system, including the process for filing writs of garnishment in justice courts.
If you’re looking for a collections lawyer in Houston or the surrounding area, search for terms like “Houston judgment collections lawyer” or “Texas debt recovery attorney” to find professionals near you. The right attorney will not only be able to guide you through the collection process but will also be familiar with Texas exemptions and how they impact what assets can be garnished.
Step #2 – Research the Attorney’s Experience with Garnishment and Judgment Collection
It’s crucial that your attorney has a strong track record in collections. Garnishments are a powerful tool for collecting on a judgment, but the process must be handled correctly to avoid costly delays or mistakes. Be sure to research the attorney’s background in garnishing bank accounts, which is often one of the most effective ways to recover owed funds. Look for reviews or case studies that demonstrate their success in similar cases.
When researching attorneys, pay special attention to whether they have experience working within the justice court system, which handles many garnishment filings in Texas. The justice court can be complicated, and a knowledgeable attorney can help you navigate the system effectively.
Step #3 – Check Reviews and Client Testimonials
The best way to gauge an attorney’s ability to help you collect on your judgment is to read reviews from past clients. When you search for potential attorneys, be sure to also look for feedback on websites such as Google Reviews or Avvo. This will give you insight into how other clients have felt about the attorney’s services, especially regarding debt recovery and garnishments.
Pay particular attention to reviews that mention the attorney’s ability to collect funds through legal means and their familiarity with Texas’ debt collection laws. Positive testimonials can help you feel confident that you’re choosing someone who has successfully handled cases like yours.
Step #4 – Consider the Financial Aspect
Filing for a writ of garnishment and collecting from a debtor isn’t always free. Legal fees, filing fees, and other expenses can add up quickly. Make sure to discuss the financial aspects of working with a collections attorney upfront. Some attorneys may offer flexible payment plans or work on a contingency basis, where their fee is a percentage of what they collect for you. This can help reduce the financial burden of hiring an attorney while increasing your chances of recovering your judgment.
Why Choose Me as Your Debt Collection Attorney?
As a debtor’s attorney with 25 years of experience in bankruptcy law, I’ve helped over 4,000 clients navigate the complexities of the legal system. I understand how debtors think and how to recover judgments efficiently. Whether you’re pursuing a writ of garnishment against a debtor’s bank account or exploring other options to recover your funds, I can provide the guidance and expertise needed to enforce your judgment.
With my extensive background in Texas exemptions and collections, I can ensure that your efforts to collect on your judgment are strategic and effective.
Ready to Collect Your Judgment? Let’s Get Started!
If you’ve received a judgment but haven’t been able to collect the money you’re owed, don’t wait any longer. Contact me today to schedule a no-obligation consultation where we’ll discuss your options for recovering your funds. Whether it’s through garnishment or bankruptcy, I’ll help you make the right decisions to enforce your judgment.
Contact Information:
- Call: (713) 974-1151
- Email: [email protected]
- Website: www.busby-lee.com
