Experienced Creditor Representation in Chapter 7 Bankruptcy
With over 25 years of experience and more than 4,000 Chapter 7 and Chapter 13 bankruptcy filings, I now focus exclusively on creditor representation and family law matters. My experience representing debtors has provided me with unique insights into how to effectively assist creditors in collecting on judgments and protecting their interests during bankruptcy proceedings.
Understanding Chapter 7 Bankruptcy
Chapter 7 bankruptcy provides a pathway for eliminating most unsecured debts but requires the liquidation of non-exempt assets to repay creditors. As a creditor-focused attorney, I work to ensure that your claims are protected and that all statutory requirements are met by the debtor.
Key Duties and Obligations of a Debtor in Chapter 7 Bankruptcy
In a Chapter 7 bankruptcy, debtors are legally obligated to comply with specific duties outlined under Title 11 of the Bankruptcy Code. These responsibilities include:
- Reporting all assets and liabilities accurately.
- Disclosing any inheritances, settlements, or insurance payouts received within six months of filing.
- Providing tax returns, pay stubs, and financial statements to the trustee.
- Attending the 341 Meeting of Creditors and providing valid identification.
How I Assist Creditors in Chapter 7 Bankruptcy Cases
As a creditor-focused attorney, my role involves ensuring compliance with the law and advocating for your best interests throughout the bankruptcy process:
- Claims Validation: Verifying that the debtor’s schedules accurately reflect your claim.
- Asset Investigation: Identifying potential non-exempt assets for liquidation to satisfy debts.
- Objection to Discharge: Filing objections if fraud, misrepresentation, or other grounds exist to deny the debtor’s discharge.
- Collection Strategy: Pursuing post-bankruptcy judgment enforcement for non-discharged debts.
Keeping Creditors Informed
As a creditor, staying informed about the status of a debtor’s bankruptcy case is essential. I provide updates on:
- Deadlines for filing proofs of claim.
- Notices of meetings and hearings.
- Opportunities to challenge exemptions or the dischargeability of debts.
Areas of Service
I provide creditor representation in Chapter 7 bankruptcy cases across the greater Houston metro area, including:
- Cities: Katy, Sugar Land, Pearland, Friendswood, Clear Lake, Galveston, The Woodlands, Spring, Tomball, Baytown, and Channelview.
- Counties: Brazoria, Chambers, Galveston, Matagorda, Austin, Brazos, Colorado, Fayette, Fort Bend, Grimes, Harris, Madison, Montgomery, San Jacinto, Walker, Waller, and Wharton.
Contact Me for Creditor-Focused Representation
If you are a creditor looking for assistance in a Chapter 7 bankruptcy case or wish to enforce a judgment, my extensive experience ensures your rights are fully protected. Contact me today to discuss your case and explore your options.
