Judge Ted Krenek: Justice of the Peace, Waller County Precinct 4
Located at 3410 1st Street, Pattison, TX 77466, the Justice of the Peace Court for Waller County Precinct 4, presided over by Honorable Judge Ted Krenek, handles civil cases with controversies of up to $10,000. This includes evictions, enforcement of deed restrictions, and small claims.
If you’ve obtained a judgment through this or any other Justice of the Peace Court, the next step—collection—can be a daunting and complicated process. But what happens when a debtor refuses or fails to pay? Knowing your options and the tools provided by the law, like writs of garnishment, can help you collect what you’re owed. Alternatively, if you’re the debtor and unable to pay, bankruptcy may be your best route to financial relief.
The Judgment is Just the Beginning
Getting a judgment is an important milestone, but it doesn’t guarantee payment. Many creditors mistakenly assume that a court ruling in their favor will immediately lead to the debtor writing a check. The truth? Collection is often the real battle.
Collection Tools After a Judgment
- Writs of Garnishment
This is one of the most effective ways to collect. A writ of garnishment allows a creditor to freeze and collect funds directly from the debtor’s bank account. While wages are generally exempt in Texas, bank accounts are not.To initiate garnishment, you’ll need:
- A valid judgment.
- Knowledge of where the debtor banks.
- A filed writ request with the appropriate court, which will then issue the garnishment order to the debtor’s bank.
- Abstract of Judgment
Filing an abstract of judgment with the County Recorder’s Office creates a lien on any non-exempt real property the debtor owns in that county. If they sell property, the lien must be satisfied. - Writ of Execution
This tool allows a constable or sheriff to seize the debtor’s non-exempt property, which can then be sold at auction to satisfy the judgment. - Turnover Orders
If assets like tax refunds or other property are non-exempt, a turnover order can force the debtor to hand over these assets to you.
When Bankruptcy is the Better Option
As a debtor, facing relentless collections can be overwhelming. Bankruptcy, whether Chapter 7 or 13, can provide relief by halting all collection activities and potentially discharging the judgment.
- Chapter 7 Bankruptcy: Wipes out most unsecured debts and offers a fresh start.
- Chapter 13 Bankruptcy: Provides a structured repayment plan over 3–5 years, letting you manage your debts while keeping your assets.
As a bankruptcy attorney for over 25 years, I’ve helped thousands of debtors navigate these options and protect their property under Texas exemptions.
Navigating Justice Courts: The Basics
While Justice Courts like Judge Krenek’s provide a simpler, more accessible venue for resolving disputes, their jurisdictional cap of $10,000 limits the size of cases. Justice Courts are not courts of record, so appeals require a fresh trial in a higher court.
Let Me Help You Take the Next Step
Whether you’re a creditor pursuing collection through garnishment or a debtor seeking relief through bankruptcy, my extensive experience can help you navigate these complex issues. Collection isn’t automatic, but with the right tools, it is possible.
If you’re facing collection efforts, bankruptcy can provide protection and relief. Call or email today to schedule a consultation and learn about your options.