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Chapter 13 Bankruptcy Houston Trustee

Bankruptcy Lawyer

Chapter 13 Bankruptcy Houston Trustee

Trustee David G. Peake

Chapter 13 Bankruptcy Houston Trustee, David G. Peake is one of the Chapter 13 Bankruptcy Trustee in Southern District of Texas. Once the case is assigned to David G. Peake debtors are scheduled a Meeting of Creditors about 30-45 days out.  David G. Peake requires last 2 years of tax returns submitted to his office within 10 day of Meeting of Creditors along with your schedules. If debtor is self-employed, they must submit a Sworn Testimony as to the Financial Affairs of the debtor. This must be completed and submitted to the trustee before the Meeting of Creditor or at the meeting.

 

  • Meeting of Creditor:

 

The Meeting of Creditors is a Mandatory hearing scheduled at 515 Rusk Ste. 3401 3rd Floor in the Bob Casey Federal Courthouse and is usually conducted by one of the Chapter 13 Bankruptcy Trustee representative. The hearing is conducted within 30-45 minutes. You are required to attend failure to attend the hearing may result in a reset of the Meeting of Creditors and delay on the confirmation of the bankruptcy case.

 

  • Motion to Dismss:

 

All Chapter 13 filers are required to make monthly payments to the Trustee’s Office beginning 30 days after the filing date. Failure to make adequate and timely payments may result in the case being dismissed. Normally depending on your Judge, in order to avoid a dismissal on the case, debtor must be in contact with the attorney office. Judge Bohm will allow debtors additional time to become current if consist payments have been made. With Judge Isgur debtor must be completely current prior to the Motion to Dismiss or must have made consist payments to the trustee to avoid the dismissal on the case. Judge Isgur will allow a modification if consist payments have been made.

 

  • Payments:

 

A payroll deduction is required as payment history has indicated that cases with Wage Orders in place have a better chance of completing. With this method of payment, the attorney prepares a Wage Order, which tells your employer how much to deduct from your paycheck, and where to send the deducted funds. Sometimes, several pay periods go by before the employer actually begins deducting and sending payments to the Trustee. Remember that you are responsible for payments to the Trustee’s office and you need to make direct payments until your employer begins sending the payments to the Trustee. All Plan payments should be payable to DAVID G. PEAKE, TRUSTEE and mailed to:

 

David G. Peake, Trustee

P.O. Box 2158

Memphis, Tennessee 38101-2158

 

Be sure to include your CASE NUMBER, NAME and ADDRESS directly on your payment. Please write or print legibly. This information is necessary to insure that your payment is credited to YOUR account.

 

David G. Peake has also created an Electronic Payment System to allow the debtors to make payments through the electronic transfer of funds from your bank account to the trustee via Internet. To cover the actual costs of the Chapter 13 ePay system, a convenience fee of $1.50 will be charged for each payment made via the Internet. The Chapter 13 ePay system will allow you to make the following types of Chapter 13 payments: (1) your regular monthly plan payment; and (2) an additional payment to cure a delinquency in your case. Additional information regarding the Chapter 13 ePay System on the web at http://www.13network.com/hup_epay/ePayInfo.pdf

 

It is an excellent idea to keep copies of all payments to the Trustee. If there should ever be a discrepancy in your payment history, you would need to provide certain information to the Trustee’s Office to prove that payments were made. If a problem should arise, we would need to know the date of the missing payment, the amount of the payment and the money order or cashiers check number. Without this information the trustee will not be able to search their records. If after receiving this information the trustee could not locate the payment, the trustee will ask you to put a trace on the payment. You would need to locate the place of business where you purchased the money order or cashiers check and ask them to trace the payment. A trace would prove where the money was deposited, like checking the endorsement on a cancelled check.

 

  • Confirmation of the Chapter 13 Case:

 

You are required to stay in touch with your attorney regarding the confirmation of your Chapter 13 Bankruptcy case.  The confirmation hearing does require your attendance, unless further notice from your attorney is given that your attendance is not necessary. Usually with Judge Bohm, if the trustee is recommending confirmation of your Chapter 13 bankruptcy you are not required to attend, unless you are not current.  Judge Isgur normally signed the order confirming the Chapter 13 bankruptcy prior to the scheduled hearing. It is at the attorney discretion to advise you to attend the confirmation hearing.

 

Our toll-free telephone number is at 1-866-912-9832. You need to learn about all of your options including information about credit, debt, bill consolidation services and federal bankruptcy law. Please call us at 1-866-912-9832 so that we can discuss your case.You can also visit our web site: www.busby-lee.com. Our attorney fees are reasonable, competitive, and court- approved. It is important that you call us soon. Our office is conveniently located near the Galleria and Highway 59 on Hillcroft between Richmond and Westheimer. We also maintain a branch Katy, Texas office at 1804 Snake River Road, Suite, C Katy, Texas 77449 Call us toll-free at 1-866-912-9832 for directions to our office.

 

We provide bankruptcy services in the greater Houston metro area including the cities of Katy, Sugarland, Pearland, Friendswood, Clear Lake and Galveston. We also handle cases from The Woodlands, Spring and Tomball and cases in Baytown and Channelview.

 

We handle bankruptcy cases in all of these counties: Brazoria, Chambers, Galveston, Matagorda, Austin, Brazos, Colorado, Fayette, Fort Bend, Grimes, Harris, Madison, Montgomery, San Jacinto, Walker, Waller, Wharton

 

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Michael Busby is a Houston divorce lawyer who has been in practice for over 20 years and appears daily in the Family Law Courts of Harris County and Fort Bend County Texas

Busby & Associates , have two Houston Offices, one in Chinatown, Houston Texas and another in Independent Heights, Houston, Texas. Michael Busby is Board Certified in Family law by the Texas Board of Legal Specialization.